When is the last time you sat down one on one to negotiate a contract? How many take-it-or-leave it contracts do you have to agree to or take-a-hike these days? How many "contracts" do you have to commit to where the "contract" can be changed to whatever the party shoving you the "contract" wants somewhere down the road? How many "contracts" do you see that can only be taken to arbitration, not to court? Do you know that arbitrators know where their money comes from?
I propose that a Federal "Contract Board" be established and that any organization of more than 10 employees must have the contracts they shove at those wishing to avail themselves of the products or services of the organization be approved by said Board. The Board to make sure that the contract is properly balanced between the organization and their customers. Contract changes likewise to be reviewed and approved by the Board.